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I posted the following in another thread about a month ago. Perhaps you'll find it helpful.
"...I'd like to share some information that will probably impact how one uses this option file (and option files in general). The situation is this: Any team that has had it's "Team Name", "Emblem", "Stadium" or "Support" altered will be given quite a financial boost at the start of it's Master League campaign. For example, the default PES United (assuming a Division 2 placement) begins with a budget of approximately $3,000,000, a fan club base of around 5000 members, and an appropriately crappy 170 ranking. Change PES United's team name, emblem, stadium or support before beginning Master League, however, and it will begin with about $35,000,000 in budget, 70000 fan club members, a much higher ranking and a superior coaching staff - even in Division 2 with the default squad chosen. Here are some other examples of "edit boosts":
Default Palermo (Xavrenaguel): [~$40,000,000] [75,000 fcm]
Edited Palermo: [~$70,000,000] [95,000 fcm]
Default Hercules (Hecioguel): [~$15,000,000] [27,000 fcm]
Edited Hercules: [~$45,000,000] [75,000 fcm]
Default Stoke City (The Potteries): [~$19,000,000] [36,000 fcm]
Edited Stoke City: [$66,000,000] [95,000 fcm]
Quite a difference and fairly annoying if you A. Want the most challenging possible start to your ML, and B. Don't want the other low or mid level teams (the top level teams don't seem to have their starts boosted by the relevant edits, interestingly enough) in your ML to be given such advanced financial starts of their own. Luckily, there is a workaround for those who wish to begin with an edited team's "default" starting position:
1. With your finalized "edit data" configuration (e.g option file and any changes made) in place, load up the game.
2. Change your team's "Team Name", "Emblem", "Home Ground" and "Support" to their defaults. If you wish, do the same for any other team that has had at least one of these fields edited.
3. Back out of the edit screen but do not save the edit data when prompted.
4. Begin your Master League with your chosen team (the newly default version, obviously) and save your progress at the first opportunity.
5. Reload the game or back out to the top menu and load your edit data file.
6. Load your ML save. Voila! You'll return to your saved starting position but with your edited team name, emblem, etc. back in place.