I got ur point, Zanteive. But I still think Konami almost did it right. Player needs to be paid based more in his performance. But the point system in game is crap imo. 5000 pts to balance the value of players is too little. In example: Ronaldinho transfer to Milan last season. If he has got to Milan 2, 3 years ago, Barcelona would problably get much more money from Milan, because he was on his top performance that time. But he was transfered in a low performance situation, so Milan paid much less. So did Chelsea with Deco. And if you take a look at Master League, you will see that you will get your players with more or less points basing on their performances, and you will get transfer requests on your players based on this points. So it is on BAL.
Another thing is that you took age in the point. The game got a good relation on player hability over age. But that is not enough. Physical stats should act more on players, I think. The way you start a BAL sucks. How a boy with 17 years old, training, get's physical stats that low? I know he is just starting, but if you see any under 20 team base, the guys will have good fitness, great acceleration and speed, but will be on evolution on strenght and tecnique. I think they should take a look at this aspects, and should be good to have some "points to spend" in the creation of player, based on his height and weight. Like a new Huntelaar, ie. Tall, strong, striker. So he should be good on heading, low speed, good body balance... something like this.
Well, enough of typing
Sorry for my poor english... is a bit hard to write correctly being Brazilian. cya